I think you should save money and not spend it all on fashion. Is that controversial? Save 10% of what you earn. Always. Pretend you never earned it. Because one day you’re going to want to buy a house to live in, and you can’t do that if you’ve spunked it all on not-so-cheap threads. I love that phrase ‘spunked it all’.

Save some money, because you work hard, and at the end of each year, you can look at that bank deposit and say “that’s what I have to show for it.” Fetishise over the balance as much as you do a new pair of Miu Mius. You deserve more than a pile of potential op-shop donations for your hard work.

Don’t be fooled into thinking you need to buy clothes all the time. You don’t. People like me who talk about clothes all day do it for a job. Other people talk about bin collecting all day, or hedge funds, and you don’t fiendishly slave over what they’re saying. Maybe you do, let’s talk. You’re funny.

Buy once and buy well. Love clothes and enjoy them, but choose pieces that work for your body, you’ll go back to them year on year. Update with seasonal purchases here and there. Don’t panic buy and treat sales like brain surgery. Be precise, make only considered incisions into your wallet.

Save money, buy a flat, but don’t worry about when it happens. Whenever you manage to land your own home, it will eventually make you money. And at that point, you can spend the extra on clothes.